Bad Credit?
We Fix It.
Our credit repair experts dispute errors, remove inaccuracies, and build proven strategies to raise your score — fast. Average client sees a 42-point increase in 90 days.
50,000+
Clients Helped
42 pts
Avg. Score Increase
1.2M+
Items Disputed
4.9/5
Client Rating
What We Fix on Your Credit Report
Our experts identify and challenge every disputable item dragging down your score.
Inaccurate Information
Wrong balances, accounts that aren't yours, outdated statuses — we dispute every error on all 3 bureau reports.
Collections & Charge-offs
We challenge unverified collections, paid charge-offs still showing, and accounts that violate FCRA reporting rules.
Late Payments
One late payment can drop your score 100+ points. We dispute inaccurate late-payment entries and negotiate goodwill removals.
Hard Inquiries
Unauthorized or excessive hard inquiries? We file disputes and challenges to get them removed from your reports.
Identity Theft Items
Fraudulent accounts, addresses, and inquiries from identity theft — we work to restore your clean credit profile.
Bankruptcies & Judgments
Even after discharge, errors in bankruptcy or judgment reporting are common. We verify every detail and dispute inaccuracies.
Our Proven 4-Step Process
Simple, transparent, and effective
Free Consultation
We review your credit reports from all 3 bureaus and identify every disputable item. 100% free, no obligation.
Dispute Strategy
Our experts craft personalized dispute letters using proven FCRA, FDCPA, and FCBA legal frameworks.
We Fight for You
We submit disputes to bureaus and creditors, follow up aggressively, and escalate when needed.
Watch Your Score Rise
Track your progress in real-time through your TrustScore dashboard as items are removed and your score improves.
Real Results from Real People
“I had 6 collections and 2 charge-offs. TrustScore got 5 collections removed and both charge-offs deleted. My score went from 490 to 680 in 4 months!”
Marcus J.
Houston, TX
“After a divorce, my credit was destroyed. TrustScore helped me dispute errors I didn't even know about. Went from 520 to 710. I just bought my first home!”
Diana R.
Phoenix, AZ
“The team is incredible. They explained everything, fought hard, and got 12 negative items removed. My auto loan rate dropped from 18% to 5.9%. Life changing.”
Kevin L.
Atlanta, GA
Why Choose TrustScore Credit Repair?
FCRA Certified Experts
Our team includes certified credit counselors and FCRA specialists with combined 50+ years experience.
No Upfront Fees
You only pay for results. We don't charge until we begin actively working on your disputes.
Dedicated Case Manager
Every client gets a personal case manager who knows your situation and fights for your specific goals.
Money-Back Guarantee
If we can't remove at least one negative item in 90 days, you get a full refund. Period.
Your credit score doesn't define you.
But it shouldn't hold you back either.
Get your free credit analysis today. No credit card required. No obligation. Just answers.
Important Disclosures: TrustScore Credit Repair is a credit repair organization as defined by the Credit Repair Organizations Act (CROA), 15 U.S.C. Sec. 1679. You have the right to dispute inaccurate information in your credit report by contacting the credit bureau directly, at no cost to you. You are not required to use our services. We do not guarantee specific credit score increases or the removal of specific items. Statistics such as “42-point average increase” and “50,000+ clients” are based on historical data and are not predictions of your individual results. Testimonials represent individual experiences (FTC Endorsement Guides, 16 CFR Part 255). No upfront fees are charged per CROA requirements. You may cancel within 3 business days of signing without penalty. TrustScore Credit Repair is not a law firm, lender, or financial advisor. For legal advice, consult a licensed attorney. See our Terms of Service, Privacy Policy, and Legal Disclaimers for full details.