Real Results. Real People.

6 collections and 2 charge-offs from medical bills after a car accident. TrustScore got 5 collections fully removed and both charge-offs deleted. The remaining collection was reduced to $0 balance. Marcus qualified for a mortgage within 6 months.

Post-divorce credit destruction with multiple joint accounts reporting late, unauthorized inquiries from ex-spouse, and 3 collection accounts. Our team disputed every item, got 10 of 12 removed, and helped Diana buy her first home.

High credit utilization and 6 hard inquiries from auto dealer shopping. We challenged all unauthorized inquiries, negotiated goodwill removals for 2 late payments, and coached Kevin on utilization optimization. His auto loan rate dropped from 18% to 5.9%.

Identity theft victim with 15 fraudulent accounts across all 3 bureaus. We filed FTC reports, placed extended fraud alerts, and systematically disputed every fraudulent account. 13 of 15 were removed; the remaining 2 were corrected.

Student loan reporting errors showing accounts in default that were actually in IBR repayment. Plus 3 old medical collections. We corrected the student loan statuses and removed all 3 collections. Robert refinanced his auto loan and saved $200/month.

Post-bankruptcy credit rebuilding. 11 accounts still showing incorrect statuses (should have shown 'included in bankruptcy' or discharged). We corrected 9 accounts, and Angela's score jumped 190 points. She now has 2 secured cards rebuilding her credit.